It is required by law to have car insurance, but the level of protection you receive from different auto insurance companies can vary greatly, and the care and concern agents have for you and your personal information. It’s important to do your research to know what coverage is best for you and your family.
What Is Covered in Your Auto Insurance Policy?
There are a number of coverage options to consider when getting an auto insurance quote in Sewickley, PA. Most states in the U.S. require drivers to carry bodily injury liability, which covers any costs associated with any injuries or deaths caused by you or any individuals driving your car, as well as property damage liability, which reimburses others for any of their damaged property that you or the driver of your car may have caused.
Additional coverage options that may be required in your auto insurance policy are medical or personal injury protection (PIP), which reimburses you or your passengers for medical expenses, lost wages, etc. after an accident, and uninsured/underinsured motorist coverage, which reimburses your costs if you are involved in a hit-and-run accident or an accident caused by an individual who is uninsured or underinsured.
Optional insurance coverage to consider that can cover various costs for damage done to your car are collision (covering damage to your vehicles when you are at fault in an accident), comprehensive (protecting you against theft or damage that is not a collision, such as hail or vandalism), and glass coverage (covering damage to your windshield, windows, and sunroof).
Who Is Covered in Your Car Insurance Policy?
Your personal car insurance policy will cover you and any family members you add. If someone you added to your policy drives your vehicle with your permission and is involved in an accident, he or she will be covered.
Typically, your auto insurance will also follow and cover you when you drive someone else’s car with their permission, so long as their car is not excluded from your policy. It’s vital you read the fine print in your policy to make sure you are covered in any circumstance.
Find the Best Auto Insurance Quote in Sewickley
Fortunately, at The Polesky Agency, we are experienced and able to help you understand your policy so you can rest assured that you and your family members are covered.
Our insurance agents are local to Sewickley, PA, honest and careful with your personal information, and committed to getting to know you, your loved ones, and your auto insurance needs.
We would be happy to strategize with you and help you find the auto insurance coverage that best matches your personal situation and finances. Give our friendly agents a call to get the best auto insurance quote for your needs today.